Debt Solutions - Bright Credit

DEBT RELIEF SOLUTIONS

Do it yourself

57% of Americans don't pay off their credit card balances every month, that's nearly 6 out of 10 people who are paying the banks interest. Also, 7 out of 10 people spend more than they make. If you're only paying the minimum payments on your credit cards, it could take you 20 years or more to get out of debt depending on your interest rate. You might pay back 2-5 times what you currently owe. You only hurt yourself financially by staying in debt.

Debt Management, Credit Counseling, Debt Consolidation

Debt Management and Credit Counseling are an effective way to get out of debt provided you can continue to pay the minimum payments and aren't more than 6 months behind. If you have $20,000 or more of credit card debt and would like to consolidate all of your unsecured payments into one low monthly payment every month, then a Debt Management Program might be best suited for you. Most people can get out of debt in 3-5 years and pay around 6-10% interest rates depending on your list of creditors that you owe money to.

Debt Settlement, Debt Negotiation

Debt Settlement has been around for decades and is an effective way to reduce your principal debt amount by up to 50-60% depending on who you owe the money to. Most creditors will settle an account for around 40-50% of what you owe. This is the cheapest and fastest way to get out of debt without filing a Chapter 7 Bankruptcy. If you owe more than $20,000 in credit card debt, personal loans, medical bills, or have had your car repossessed then this option might be best suited for you.

Bankruptcy

There are approximately 1 Million Bankruptcy's every year. If you don't want to go bankrupt, then you don't have to. A bankruptcy is a matter of public record and can follow you around for the rest of your life. Call us first before you file for Bankruptcy to learn about other debt relief strategies.

If your not sure which method of debt relief is right for you, or you want to learn the pros and cons of each method, then call the phone number below for a free confidential consultation.

Call us now at 1-800-699-9740
Or submit the form below for a free debt relief analysis from a debt relief specialist. This service is free and you are under no obligation.